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What should I do if my child confesses they hide financial struggles from friends? 

Parenting Perspective 

When a child admits to concealing the family’s financial difficulties from their friends, the underlying emotions often include shame, a fear of judgement, and anxiety about social comparison. They may worry that their peers will think less of them. For a parent, this confession is an opportunity to create a safe space where honesty is valued and coping strategies can be compassionately modelled. 

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Acknowledge Their Courage 

Begin by validating the act of disclosure itself: ‘I am so proud that you felt safe enough to tell me that. It shows a lot of courage and trust.’ This approach immediately reinforces that their honesty is valued far more than any social image, and that their vulnerability is a strength. This is the foundation for self-acceptance and emotional openness. 

Reframe Financial Differences 

After acknowledging their feelings, gently reframe the situation to reduce the sting of comparison: ‘All families have different resources and priorities, and that is perfectly okay. What matters most is how we handle what we have with integrity.’ By shifting the focus from material equality to ethical values, you help to build their resilience and self-worth beyond their financial status. 

Explore Practical Strategies 

Invite your child to brainstorm ways to navigate these social situations without feeling embarrassed. You could ask, ‘Let us think together about what you could say if a friend asks about an expensive trip or gadget.’ This fosters problem-solving and emotional regulation. Role-playing a short, confident response can make a huge difference in preparing them for real-world interactions. 

Emphasise Their Emotional Security 

Reassure your child that financial limitations never diminish your love or their value in the family. To reinforce this, you can have a short, informal discussion about one thing each family member values that money cannot buy. This subtly reinforces gratitude and shows that love is never conditional on finances. 

Spiritual Insight 

Islamic guidance emphasises patience, contentment, and reliance on the provision of Allah.1 While concealing difficulties is a natural instinct, children can be taught that trusting in divine wisdom is a form of spiritual growth. This understanding helps them to navigate social pressures while internalising timeless ethical principles. 

Allah Almighty states in the noble Quran at Surah Al Hashar (59), Verse 18: 

All those of you who are believers, seek piety from Allah (Almighty); and let every person anticipate (the consequences of) what they have sent forth (in the Hereafter) for the next day…’ 

This verse reminds us that worldly differences are secondary to our moral and spiritual responsibility. When shared with a child, it can help them to understand that what truly matters is how one manages their resources and actions in a way that aligns with divine guidance. 

It is recorded in Riyadh Al Saliheen, Hadith 305, that the holy Prophet Muhammad ﷺ said: 

‘The believer is not the one who eats his fill while his neighbour is hungry.’ 

This hadith teaches that awareness of others and ethical consideration for the community are paramount. By framing your family’s financial situation within this spiritual lens, children can learn that qualities like patience and thoughtfulness are far more valuable than trying to achieve material equality with their peers. 

Through validation, practical guidance, and spiritual framing, children can feel safe to express their financial concerns while cultivating integrity and empathy. They can begin to understand that making honest and ethical choices is what builds true strength, and that the wisdom of Allah encompasses all circumstances, ensuring that love and moral growth are never diminished by worldly limitations. 

Click below to discover meaningful books that nurture strong values in your child and support you on parenting journey

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